Showing posts with label Quicken. Show all posts
Showing posts with label Quicken. Show all posts

8.19.2009

Goal #43, on it's way, with headaches in tow


I previously mentioned that I had decided on Quicken software to help me create my money management system. I went to Office Max and bought the software. $60 bucks later, I have no idea what I'm doing. I don't know what I was thinking. I'm terrible with numbers and the last time I took a math class was junior year of highschool.

I thought I would be able to upload my checking and savings accounts, sync it with the program so it knows what transactions and deposits I make and then it was going to tell me what to do to make it better. It turns out that Quicken is not so user friendly. There was no manual because all the help features are built in. I work much better with manuals because it's all laid out for you but with help features where you type in the question, I never know what question to ask because I don't know what I'm doing in the first place.

I've managed to upload my accounts, but other than that, I have no idea what to do. I can't figure out where it's getting it's numbers from and why it keeps counting my monthly bills as misc. expenditures. Another problem I am encountering is the fact that it lets you put in your paychecks so you can see how much money you expect to come in that month. The problem is, I do not get paid salary at any of my jobs, so my income changes paycheck to paycheck. Especially with my recent reduction in hours, I have no idea what my next paycheck will look like. Even writing about it is stressing me out.

But I've enlisted the help of my coworker who happens to be really good with numbers. So hopefully I can have this figured out by the end of the month and I will be well on my way to saving more than I'm spending.

8.13.2009

Progress is forthcoming...

After scouring the Internet and comparing programs, it looks like I will be going with the Quicken Money Program. It seems to be the most user friendly and will tell me in plain English how much more I'm spending than I should. Now that I've made the decision, I just need to go do it.

Today, I went to my best friend Katrina's mother's memorial. Glenda was like a second mother to me. Something the pastor said this morning has really stuck with me today. He simply said "Fear Not". There is nothing to fear since God is with us and will help us along. I do not need to fear making a budget, I just need to do it and God will help me along the way when it says on paper that I am living FARRRRR beyond my means. There is no fear. A little trepidation perhaps, but no fear. It needs to be done.

So the reality of it is - #43 - Create a money management program is in full swing. I am aiming to have the numbers set up by the end of the month so I can start September with all the numbers in place to see where my money goes.

On another note/goal, tomorrow will be my attempt to complete goal #52 - Bake a cake from scratch. I ended up going with a Chocolate cake recipe from Tyler Florence of The Food Network fame. When my dad (a diabetic) caught wind of the fact that I am going to be making a cake, he somehow jumped to the conclusion that I was making the cake as a practice for the actual cake I will be baking for him on his birthday (2 weeks from now). I never said I was making a cake for him, but I guess I am now. So the cake tomorrow has a twofold purpose.

1. To help me complete #52 on my life list
2. To act as a practice cake for the second cake from scratch I will be making in 2 weeks.

I hope all goes well. I will take picture throughout the process.